FAQ's
What is an unregulated investment? An unregulated investment is a financial product that is not authorised or supervised by the Financial Conduct Authority (FCA). This means the provider or the investment itself does not fall within the scope of regulated financial services in the UK. As a result, investors may not have access to protections such as the Financial Services Compensation Scheme or the Financial Ombudsman Service.
What’s the process? We’ve designed the process to be clear, efficient, and fully secure. Here’s how it typically works: 1. Complete due diligence You’ll receive all relevant documentation about the opportunity — including company credentials, project details, terms, and risk factors — so you can make a fully informed decision. 2. Complete AML and KYC checks Once you’re happy to proceed, you’ll be asked to complete Anti-Money Laundering (AML) and Know Your Customer (KYC) checks. This step verifies your identity and confirms your eligibility to invest. 3. Apply via the issuer’s secure online platform After passing the necessary checks, you can complete your application directly through the issuer’s secure online portal. 4. Make payment to an FCA-regulated paymaster Your funds will be transferred to a safeguarded client account operated by an FCA-regulated payments provider, ensuring your capital is handled responsibly. 5. Receive proof of investment You’ll receive official confirmation and documentation directly from the issuer, outlining your position and terms. 6. Accumulate interest or returns From there, your investment begins earning returns or interest in line with the agreed schedule.
Why might someone consider an unregulated investment? Some investors are drawn to unregulated opportunities for their potential to deliver higher returns or provide access to early-stage ventures and alternative asset classes. However, this potential comes with higher risk, reduced transparency, and limited regulatory oversight. Careful consideration and expert advice are essential before proceeding.
What do you offer? We offer access to carefully vetted investment opportunities from reputable, established companies — with a specific focus on well-known property developers who have a proven track record. We do not promote start-ups, speculative ventures, or early-stage businesses. Our clients value security, experience, and professionalism, and so do we.
Could I lose all my money? These investments are higher-risk, and you should only consider them if you are fully aware of the possibility of losing some or all of your capital. It is essential to assess whether an opportunity fits within your overall risk tolerance and investment goals. We always make sure that the companies we promote have the relevant security in place to prevent capital loss, and none of our client have to date.
What are the key risks? Unregulated investments can carry a significant risk of capital loss. There is often little or no secondary market, meaning the investment may be difficult to sell. These products may also lack regular reporting or independent oversight, and in the event of failure, investors typically have no right to compensation.
How easy is it to invest in unregulated investments? One of the attractions of unregulated investments is that they can often be accessed with relative ease, especially compared to more traditional financial products. For qualifying investors — such as high-net-worth individuals or those with relevant experience — the process can be straightforward and efficient, without the delays sometimes associated with regulated offerings.
How do you make your money? We are typically engaged and paid by the issuer, not by the investor. This means there is no direct cost to you as a potential investor for the guidance or materials we provide. Our fees are covered by the companies or investment providers who approach us for support with structuring, preparing, or promoting their offering to eligible investors.
How can I protect myself? Start with due diligence. Make sure you fully understand the investment, the people behind it, and how your money will be used. Ask questions, request documentation, and consider independent financial or legal advice. If you're working with us, I will help you assess the opportunity objectively and ensure that it aligns with your risk profile.
Can unregulated investments be successful? Yes, unregulated investments can absolutely be successful — particularly when they involve established companies, experienced management teams, and real, tangible assets such as property. While they do carry higher risks compared to regulated products, they can also offer attractive returns, greater flexibility, and access to specialised markets that aren’t available through traditional channels.